State and Local Housing Programs:
Many state, county and local government programs offer financing for qualifying low-to-moderate income families wishing to purchase their first home. Loan assistance programs like Mortgage Credit Certificate (MCC) offer a partial tax credit for interest on the loan.
These programs typically offer:
More relaxed qualifying guidelines
Lower upfront fees
Lower interest rate
Fixed rate
Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.
Lakeside Mortgage &
Loan Corporation NMLS # 255476
Jorge G. Gomez NMLS # 29910
MB.6761819
State of Illinois Community Reinvestment Notice
The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.
Illinois Department of Financial and Professional Regulation Division of Banking, Bureau of Residential Finance
555 W. Monroe Street, 5th Floor.
Chicago, IL 60661
General Inquiries: 1-888-473-4858 TYY: 1-866-325-4949
Website: www.idfpr.com
For licensing information, go to: www.nmlsconsumeraccess.org
